Merchant processing cost audits
Upload a merchant statement. FeeLeak separates network pass-through from processor markup, benchmarks it against what comparable merchants pay, and names every charge with no service behind it — as a report you put your own logo on.
Liquor retailer, $52,901 in monthly card volume, August 2025. Merchant name withheld; every figure below is taken from the processor's own statement.
Annual overpayment identified
$56,790
The processor charged a 4.87% discount rate stacked on top of pass-through interchange, plus $0.75 per transaction where the market is about a dime.
Effective rate
Market benchmark
Above market
Junk fees found
Most statements are nothing like this one. Plenty of merchants are priced fairly, and FeeLeak says so — three of the last fifteen statements it read came back below market with nothing to recover.
A PDF from any processor. Thirty seconds, no data entry.
Every line is shown with its classification. Anything the parser is unsure of is flagged for you to verify against the source before it goes anywhere.
A white-labeled PDF under your firm's name, including a ready-to-send renegotiation letter to the current processor.
An audit is only worth what its independence is worth. So:
Month to month. No contract, no setup fee, cancel any time. Every plan includes white-labeling to your firm and the renegotiation letter.
Practice
For solo consultants and small practices adding card processing to an existing cost-reduction offer.
Firm
For expense-audit and cost-recovery firms running statements across a whole client book.
Not sure yet? Don't buy anything — send me one client statement and I'll run the audit free, white-labeled to your firm. It's yours to keep either way. Most people should do that first.
I'm Wade Kurio. I've been an independent sales agent in merchant services since 2023, writing processing on the Echelon platform for medical, e-commerce, auto and B2B merchants. Before that I was at InfoIMAGE in the banking industry.
I built FeeLeak because I read these statements for a living and got tired of doing the arithmetic by hand — and because the fee structures I kept finding were worse than most business owners would believe. The liquor retailer above was a real prospect of mine.
It's a one-person operation in Austin, Texas. If you email me, I'm the one who answers.
No account, no call, no obligation. Send a client's processing statement and I'll send back the finished report, white-labeled to your firm — yours to keep and use with the client whether or not we ever speak again. It takes me a couple of minutes and it's the only honest way to show you whether this is any good.
Email me a statement